CarVeto FAQs
Trusted Support for Confident Car Buyers
It’s About Buying a Car That’s a Sound Investment — Backed by Customer Support You Can Rely On
Whether you run a car history check every few years or every few months, purchasing a CarVeto report is the beginning of a long-term relationship built on accuracy and support.
We help UK motorists make smarter car-buying decisions by offering vehicle history checks backed by genuine customer care.
If you need help, contact us at [email protected].
In the meantime, browse our frequently asked questions for quick answers and helpful insights.
Frequently Asked Questions
CarVeto sources data from:
- DVLA (Driver and Vehicle Licensing Agency)
- DVSA (Driver Vehicle Standards Agency)
- Experian (car finance information)
- Police Theft Markers (National Police Register)
- MIAFTR (Motor Insurance Anti Fraud Theft Register)
- RMI (Retail Motor Industry)
- BVRLA (British Vehicle Rental Leasing Association)
- VIC (Vehicle Identity Check)
- Other reputable third-party sources, such as salvage auctions and insurers
It ensures comprehensive and accurate vehicle history reports.
Start your Car History Check – Free & Full Reports for UK Vehicles
Some data, such as the DVLA's MOT history, is publicly accessible. However, other critical information, like outstanding finance details, is unavailable to the general public and requires a paid service. CarVeto incurs fees to access and provide this data.
Yes. Our Platinum Check provides complete financial information, including:
- Agreement type
- Lending institution
- Agreement number
- Date of agreement
- Contact information for the lender
Please note: Finance checks are not included in our free service. Experian supplies all financial data.
Conduct a Car Finance Check | Verify Outstanding Loans Before You Buy
A stocking loan is a finance agreement between a car dealer and a finance company, allowing the dealer to stock vehicles for sale. Key points:
- Purpose: Enables dealers to have vehicles available without immediate purchase.
- Ownership: The finance company retains ownership until the vehicle is sold.
- Settlement: Upon sale, the dealer settles the finance before transferring ownership.
If your CarVeto report indicates a 'Stocking Loan' finance, we recommend:
- Contact the finance company using the details provided
- Confirming their financial interest in the vehicle
- Obtaining information on settling the finance
- Requesting a settlement letter before purchasing
These steps help ensure a safe and legal transaction.
Yes. Knowingly selling a car with outstanding finance is illegal, as the finance company still owns the vehicle, wholly or partly. However, a bank loan not secured against the vehicle differs and doesn't typically affect the car's ownership status.
Yes. CarVeto provides links to askMID, the official Motor Insurance Database, where you can check a vehicle's insurance status.
Note: Vehicles held by dealers may not appear as insured on askMID, as they often use 'traders policies' covering multiple vehicles simultaneously.
Lookup car status with askMID - How ask MID Helps Via the Motor Insurance Database
Insurance write-off categories indicate the extent of damage:
- Category A: Vehicle must be scrapped; not suitable for any parts salvage.
- Category B: Vehicle must be scrapped; parts may be salvaged.
- Category S: Structural damage; repairable but must be re-registered.
- Category N: Non-structural damage; repairable.
- Categories C and D: Older classifications were replaced by S and N in 2017.
For detailed information, refer to our full article on car write-off classifications:
Read Car Write-Off Categories Explained (Cat A, B, S, N) – Insurance, DVLA & Resale Guide for full breakdown.
CarVeto provides detailed ownership data, including:
- Number of previous keepers
- Dates of ownership changes
- Vehicle age and registration data
- Registered near city and/or county
However, we do not disclose the registered keeper's name or full address, as sharing this information online is illegal.
Start a Car Owner Check (Car Ownership & Car Previous Owners History)
An HPI (Hire Purchase Investigation) check is a vehicle history report. While CarVeto is not affiliated with HPI, we offer similar services, providing comprehensive vehicle history reports to help you make informed purchasing decisions.
Conduct a CarVeto HPI Check – Verify Car Status, Compare Reports, Get Full History
CarVeto provides the last four digits of the Vehicle Identification Number (VIN) in our Platinum Check. It allows you to verify the VIN's accuracy and car legitimacy.
Yes. CarVeto's free car check includes:
- Road tax status
- Days remaining on the current tax
- Tax costs for 6 and 12 months
- CO₂ emissions
- Road tax graphs
This information helps you understand the vehicle's tax obligations.
Use our free Car Tax Calculator: Calculate Your Road Tax Online
Carfax reports are specific to North America. CarVeto provides similar services in the UK. Enter any UK registration number on our free car report page for an instant CarVeto check.
CarVeto offers:
- Free Check: Basic vehicle information.
- Gold Check: Detailed report excluding car finance checks for £8.90
- Platinum Check: Comprehensive report for £12.90.
The Platinum Check includes detailed history, finance data, and more, ensuring you have all the necessary information before purchasing a vehicle.