CarVeto HPI Check
Trusted Vehicle History Reports in the UK
Enter the registration number of the vehicle
For example, WD19VSO
What is a CarVeto Vehicle HPI Check?
A CarVeto HPI Check is an online car history check. It accesses live data from the DVLA, police systems, Experian, MIAFTR, RMI, BVRLA and insurance databases. Each report signals hidden history that a seller may not disclose.
This data confirms:
- Outstanding finance and logbook loans
- Stolen vehicle alerts
- Insurance write-off classifications (e.g., Cat N, Cat S)
- Mileage anomalies and rollback indicators
- MOT status, tax compliance, and ownership history
The free report includes MOT history, registration details, ownership changes, and tax records, enough to confirm identity and legality.
Upgrading to Platinum unlocks over 50 additional checks, covering theft records, loan status, write-offs, valuation data, and emissions history.
CarVeto reports use a pass, warning, or fail outcome format to clearly flag risks, covering finance, safety, and legal checks.
CarVeto is trusted by private buyers, dealers, and local authorities. Its verified data, clear structure, and free entry-level reports make it a leading choice in the UK used car market.
What Data Is Included in CarVeto’s Free and Platinum (Full) HPI Checks?
A CarVeto HPI report indicates whether a used vehicle has undisclosed issues, such as finance or insurance write-offs, or mileage discrepancies.
There are two levels: Free and Platinum.
Both pull verified data from official UK databases, including the DVLA and national insurer networks.
CarVeto Free HPI Check
The free check covers identity, MOT, tax, and insurance status.
It includes:
- Vehicle Identity
Make, model, colour, engine size, fuel type, body style, year of manufacture, and vehicle type. - Registration Details
Plate number, V5C issue date, and first registration date - Tax and Emissions
Road tax band, CO₂ emissions, Euro emissions standard, and SORN status - MOT History
MOT expiry date, past test results, advisories, and mileage - Road Status
askMID insurance check
Export status indicator - Additional
Vehicle age and image (if available)
It’s enough to confirm the car’s identity and road status. It excludes key theft checks, finance records, or keeper history.
To access theft data, outstanding finance records, and previous keeper information, try our Car History Search, a complete vehicle background report in one place.
CarVeto Platinum HPI Check
The full car check includes everything in the free check, plus over 50 additional checks across finance, theft, identity, mileage, and compliance.
Outstanding Finance Checks
- Outstanding finance status (Experian Asset Register)
- Logbook loan detection
Theft and Police Records
- Stolen vehicle check (Police National Computer)
- Active theft alerts from the PNC database
Accident and Salvage History
- Insurance write-off classifications: Cat A, B, S, N (MIAFTR)
- Salvage and total loss records
Vehicle Identity Verification
- VIN check (last 4 digits)
- Full engine number
- Number plate change history
- Private plate transfer records with dates
Ownership History
- Total number of previous owners
- Dates of all keeper transfers
- Ownership record table
- DVLA region of first registration
Mileage Verification
- MOT mileage entries (DVLA)
- Lease mileage logs (BVRLA)
- Service history mileage (RMI)
- Odometer rollback detection
Structural and Emissions Compliance
- Scrappage status
- VIC inspection flag
- Q plate indicator
- Euro emissions rating
- Road tax band and CO₂ output
Common Vehicle Risks in the UK
Used cars can carry hidden risks that aren’t obvious during a test drive. Clocked mileage, outstanding loans, and insurance write-offs are still widespread.
Admiral estimates up to 2.6 million vehicles in the UK may have altered mileage. Churchill reported 384,000 insurance write-offs in the last year. In 2024, over 72,000 cars were reported stolen between January and September alone.
The CarVeto Platinum HPI check reveals if the vehicle you’re looking at is linked to any of these problems. It cross-checks updated records from DVLA, police databases, and insurer networks so you can buy with confidence.
Free vs. Platinum Reports – What’s the Difference?
CarVeto offers two vehicle history reports: a Free HPI Check and a Platinum HPI Check.
Both use updated details from trusted UK sources, but the scope and level of detail differ.
The Free Check confirms legal road status, MOT history, tax class, and insurance visibility.
It’s suitable for early-stage checks, proving that the car exists, is MOT-compliant, and matches its registration.
The Platinum Check adds over 50 extra data points. These include ownership history, stolen vehicle alerts, finance checks, mileage verification, and write-off classification.
It’s built for buyers who want complete confidence before paying a deposit, financing a car, or dealing with a private seller.
The table compares the two.
What’s Included in CarVeto’s Free vs. Platinum Reports
Data Category | Free Car Check | Platinum HPI Check |
|---|---|---|
Vehicle Identity | Make, model, engine size, fuel type, body style, colour, vehicle type, year. | ✔ Included |
Registration Details | First registration date, plate number, V5C issue date. | ✔ Plus plate change history & private plate records from the first registration |
MOT History | Expiry date, results, advisories, mileage. | ✔ Plus lease mileage (BVRLA), service mileage (RMI), and anomaly detection |
Road Tax & Emissions | Tax band, CO₂ emissions, Euro class, SORN. | ✔ Plus tax band confirmation ULEZ etc |
Insurance Status (askMID) | ✔ Included | ✔ Included |
Export Marker | ✔ Included | ✔ Included |
Ownership History | ❌ Not included | ✔ Number of previous owners, transfer dates, DVLA office |
Finance Checks | ❌ Not included | ✔ Outstanding finance (Experian) and logbook loan detection) with the lender, agreement details and contact information |
Stolen Vehicle Alerts | ❌ Not included | ✔ PNC check, and insurance register to claim payout |
Insurance Write-Offs | ❌ Not included | ✔ Write-off categories (Cat A, B, S, N) and salvage status |
VIN, Engine & Chassis Number | ❌ Not included | ✔ VIN suffix and full engine & chassis number |
Structural Flags | ❌ Not included | ✔ Q plate flag and VIC inspection check |
Scrappage/Unscrappage Check | ❌ Not included | ✔ Included |
Report Format | ❌ Not scored | ✔ Each check rated: Pass, Warning, or Fail |
Use the HPI Check free report to confirm legal status, MOT, and tax details.
Use the Platinum report to uncover hidden risks that don't appear in seller listings, including finance, theft, and ownership history—it is suggested if you are nearing buying.
How to Get a Free CarVeto HPI Check
The CarVeto Free HPI Car Check gives you instant access to a vehicle’s tax, MOT, insurance, and identity records without creating an account or paying a fee.
It’s designed for early-stage checks when you want to verify the basics before arranging a viewing.
Step 1
Enter Vehicle Reg Number
Use our CarVeto Free HPI Vehicle Check page and enter the car’s registration (number plate).
CarVeto verifies data in real time from DVLA, including registration status and tax class:
- DVLA – registration status, tax class, SORN flag
- MOT database – test history and recorded mileage
- askMID – insurance status
- UK emissions database – CO₂ and Euro rating
Step 2
Review the free report
Your free report will show:
- Make, model, fuel type, and engine size
- MOT history and mileage readings
- Tax band, CO₂ output, and emissions class
- askMID insurance status
- SORN and Car Import Checks
- Vehicle age and image (when available)
These checks confirm road legality and registration accuracy before you contact the seller.
Step 3
Full Check Upgrade
If everything looks good, upgrade to the Platinum report for:
- Outstanding finance
- Theft and police alerts
- Insurance write-offs (Cat A–N)
- Ownership records and transfer dates
- Mileage verification across DVLA, RMI, and BVRLA
Use this before placing a deposit or buying from a private seller.
The CarVeto Free HPI Check is fast, accurate, and powered by government and insurer data. Checking a car takes less than 30 seconds and can save wasted hours.
How CarVeto Compares to Other Providers
Several well-known companies in the UK offer car history checks, including Experian, RAC, AA, and AutoTrader.
CarVeto delivers the same verified vehicle data as these brands — but focuses on faster report generation, simplified insights, and transparent pricing.
Unlike tiered services that limit data access, CarVeto’s Platinum report combines full finance, write-off, theft, mileage, and ownership details into one result — with no upsells or hidden fees.
Provider | Free Report | Finance Check | Write-Off Records | Mileage Validation | Ownership History | Full Report Price |
|---|---|---|---|---|---|---|
CarVeto | ✔ Full (MOT, tax, insurance) | ✔ Experian Asset Register | ✔ Cat A–N via MIAFTR | ✔ DVLA + RMI + BVRLA | ✔ DVLA keeper transfers | £12.95 |
RAC | ❌ Not offered | ✔ Included | ✔ Included | ✔ MOT-based only | ❌ Number of previous keepers only | £14.99 |
AA | ❌ Not offered | ✔ Included | ✔ Included | ✔ MOT-based only | ❌ Number of previous keepers only | £14.99 |
Who Offers the Best Value and Data Accuracy?
CarVeto matches AA and RAC's core data but delivers it at a lower cost, with no feature gating.
Each report connects directly to DVLA, MIAFTR, askMID, PNC, and auto-industry networks.
- Finance check included with Platinum
- Theft alerts and insurance write-offs are included
- Mileage fraud checks use three data sources, not one
- Ownership history and transfer timing are always visible
CarVeto offers a comprehensive vehicle check at the lowest verified cost for used car buyers, particularly in private sales, without compromising data coverage or speed.
HPI FAQs
An HPI Check® is a vehicle history report that reveals hidden risks such as finance agreements, theft alerts, mileage fraud, or insurance write-offs.
HPI check® is the earliest Car Checking Service in the UK, established in 1930.
It connects to official UK databases in real time to confirm if a car is safe and legal to buy.
A car marked “HPI Clear®” has no outstanding finance, no theft markers, no write-off history, and no mileage discrepancies.
If a car is “HPI flagged,” it means one or more risks were detected.
Yes. The Free HPI Check shows MOT history, tax class, registration details, insurance confirmation (askMID), and CO₂ emissions, without requiring login or payment.
CarVeto’s Platinum HPI Check costs £12.95. It includes over 50 checks, covering finance, theft, write-offs (Cat A–N), mileage rollback, and previous owners.
Conduct a CarVeto Car Check.
CarVeto connects to trusted UK networks, including:
- DVLA records
- Police theft systems
- Experian finance register
- Insurace write-off logs (MIAFTR)
- National mileage databases (BVRLA, RMI)
- askMID Motor Insurance Bureau (MIB)
These are the same sources relied upon by UK dealers and insurers.
Most records update within 72 hours. Some updates, like finance settlements or insurance claims, can take up to 30 days.
CarVeto connects live to UK databases, so your report reflects the most current available data.
No. Individual keeper details are private. CarVeto provides detailed Car Ownership History, such as the number of previous keepers, transfer dates, and DVLA region.
Learn more about the Date of Change of Ownership.
Yes. Trade accounts get bulk vehicle checks, Experian-powered finance data, and dealer tools via the CarVeto Trade platform.
CAP HPI® is a vehicle data and valuation provider used mainly in the motor trade.
CarVeto uses similar data pipelines but provides consumer-ready reports with clearer risk scoring.
Government sites like the DVLA Car Reg Check and MOT service only confirm tax and test status.
CarVeto extends this with theft alerts, finance status, mileage verification, and ownership history.
No. There is no official “Gov HPI check.” Government services confirm MOT and tax only. A full HPI-style check requires third-party providers like CarVeto.
Yes. The Platinum HPI Check shows accident history using official write-off categories (Cat A, B, C, D, S, N) and salvage auction records.
These flag major damage, even if the car wasn’t officially written off. For deeper insight, use our dedicated Car Write-Off Checker.
Yes. Mileage History is verified across DVLA MOT logs, BVRLA lease records, and RMI service history.
Anomalies such as rollback are flagged clearly.
CarVeto provides the lowest verified cost for a full HPI-style check at £12.95.
Unlike other providers, the Platinum check includes all features upfront with no upsells.
A car text check is a mobile service where you send a vehicle registration by SMS to receive basic details, including a Make and Model Check with MOT, and tax status.
While quick, it is limited compared to a full HPI check, which covers finance, theft, mileage, and ownership history.