CarVeto HPI Check
Free & Instant Vehicle History Report
Free HPI Check: Instantly Confirm MOT, Tax & Road Status
Lookup vehicle MOT, tax, insurance, and road status for free.
Upgrade to reveal hidden risks such as outstanding finance, theft alerts, mileage discrepancies, write-off classifications, and full ownership history.
Get results in 10 seconds.
Free HPI Check: Instant Vehicle History Report
CarVeto’s Free HPI Check is a free vehicle history report designed for the early stages of buying a car.
It instantly confirms a vehicle’s identity, MOT history, tax status, emissions class, and insurance visibility.
It includes live data from UK government records (DVLA & MOT), plus insurer databases such as askMID.
Data Included in the Free HPI Check
✅ Vehicle Identity — Make, model, year, colour, fuel type, engine size, body style
✅ Registration Details — Plate number, V5C issue date, first registration date
✅ MOT History — Expiry date, test results, advisories, recorded mileage
✅ Road Tax & Emissions — Tax band, CO₂ emissions, Euro class, SORN status
✅ Insurance Status — Active policy check via askMID
✅ Export Status — Flags if marked for export
✅ Vehicle Age & Image — Where available, photo and build year
When to Evaluate a Car with the Free HPI Check
- Guage and shortlist a car before arranging a viewing
- Confirm road legality (MOT, tax, insurance)
- Verify registration accuracy against the logbook (V5C)
- Appraise early risks without cost or commitment
It’s the fastest way to decide whether a vehicle is worth pursuing further.
Why Is It Free?
Unlike the government Car Check, CarVeto consolidates multiple official sources into one free report.
This makes it more reliable than piecing together MOT, tax, and insurance checks separately.
If you need to dig deeper into finance, theft, mileage, and ownership, you can upgrade to the Platinum report.
Platinum HPI Check — Full Vehicle History Report
The Platinum HPI Check is CarVeto’s full vehicle history report, designed for buyers who need complete confidence before placing a deposit or purchasing privately.
It includes over 50 data points across finance, theft, insurance, mileage, and ownership, the same official checks used by UK dealers and insurers.
What the Platinum HPI Check Covers
✅Outstanding Finance — Active loans, PCP agreements, logbook loans, and other credit balances via Experian Asset Register
✅ Theft Status — Real-time alerts from the Police National Computer (PNC)
✅ Insurance Write-Off Classification — Cat A (scrap), Cat B (break only), Cat S (structural repairable), Cat N (non-structural repairable) via MIAFTR
✅ Salvage Records — Auction and dismantler logs confirming if the vehicle has been marked for salvage, even without a formal write-off
✅ Ownership History — Number of previous keepers, full keeper record (DVLA), transfer dates, and issuing DVLA office region
✅ Plate Transfers — Full record of private plate changes and retention dates
✅ VIN & Engine Verification — Last 4 VIN digits, full engine number, chassis checks
✅ Mileage Validation — Cross-check against DVLA, BVRLA, and RMI databases for rollback, odometer fraud, or clocking anomalies
✅ Structural Flags — Q plates, VIC inspections, scrappage status
✅ Emissions & Tax — Euro emissions rating, ULEZ compliance, CO₂ band
When to Use the Platinum HPI Check
Evaluate Platinum when you are:
- About to buy from a private seller or online marketplace
- Financing or part-exchanging a vehicle
- Checking high-value cars where hidden risks carry higher costs
- Verifying ownership history before committing to purchase
This is the final stage check, protecting you against costly mistakes like buying a stolen, financed, or written-off vehicle.
Why Platinum Offers the Best Protection
- Draws on seven official sources — UK government databases (DVLA, MOT), police crime registers (PNC), Experian’s finance asset records, insurer claim networks (MIAFTR, askMID), and mileage logs from trade associations (BVRLA, RMI).
- Pass / Warning / Fail scoring system makes risks instantly clear
- Over 50 checks included in a single report. No hidden tiers or upsells
- Priced at £12.90, making it one of the most affordable full HPI checks in the UK
✅ Platinum includes a market-leading £30,000 finance data guarantee.
Free vs Platinum HPI Checks — Which Should You Choose?
CarVeto free and full HPI checks are designed for different stages of the buying journey.
Both use official UK databases, but the depth of insight differs.
When to Choose the Free HPI Check
- Free HPI Check → Best for early research: shortlist cars, confirm MOT and tax, and verify registration accuracy.
- Platinum HPI Check → Best for final purchase decisions: uncover finance, theft, mileage, and ownership risks before committing.
Side-by-Side Comparison
Check Category | Free HPI Check | Platinum HPI Check |
|---|---|---|
Vehicle Identity | ✅ Make, model, colour, year | ✅ Full history, VIN & engine match |
MOT History | ✅ Dates, results, mileage | ✅ Adds anomaly detection (DVLA, BVRLA, RMI) |
Road Tax & Emissions | ✅ Tax band, CO₂, Euro class | ✅ Adds ULEZ & structural checks |
Insurance Status (askMID) | ✅ Active policy check | ✅ Same |
Ownership History | ❌ Not included | ✅ Previous owners & dates |
Outstanding Finance | ❌ Not included | ✅ Experian finance check |
Theft Alerts (PNC) | ❌ Not included | ✅ Police theft records |
Insurance Write-Offs | ❌ Not included | ✅ Cat A–N (MIAFTR) |
VIN & Engine Verification | ❌ Not included | ✅ VIN/engine/chassis data |
Structural Flags | ❌ Not included | ✅ Q plate, VIC inspection |
Overall Risk Rating | ❌ Not included | ✅ Pass / Warning / Fail |
💡 Takeaway: CarVeto Free HPI Check = shortlist with confidence. Platinum HPI Check = buy with confidence.
How to Get a Free HPI Check with CarVeto
Running a free HPI check with CarVeto is instant. No account, no payment. All you need is a registration number.
Step 1 — Enter the Vehicle Registration
Go to CarVeto’s Free HPI Check tool and enter the vehicle’s number plate.
The system connects instantly to:
- DVLA → MOT, tax, and registration records
- askMID → Active insurance status
- UK Emissions Database → CO₂ output and Euro class
Step 2 — Review the Free Report
The report appears in seconds and shows:
- Vehicle identity (make, model, year, fuel, body style)
- MOT status, history, and recorded mileage
- Tax band, emissions rating, and SORN/export flags
- Insurance confirmation from askMID
Verify if the car is legal to drive and matches its registration.
Step 3 — Decide Whether to Upgrade
If the basics are HPI clear, upgrade to the Platinum HPI Check for:
- Finance agreements and logbook loans
- Theft alerts and insurance write-offs
- Ownership history and keeper changes
- Mileage validation across DVLA, BVRLA, and RMI databases
💡 Tip: Use the Free HPI Check for early filtering. Upgrade to Platinum when you’re ready to buy.
CarVeto vs Other HPI Check Providers — Best Value & Accuracy
Car buyers often ask: Which is the best HPI check?
Use the table below and compare CarVeto with HPI Check, RAC, and AA.
Shared Data Sources
All major UK providers connect to the same official databases — government (DVLA, MOT, tax), police (PNC), insurer (MIAFTR, askMID), and finance (Experian).
CarVeto uses these records in real time, presenting them in a single, easy-to-read report.
Feature and Price Comparison
Provider | Free Report | Finance Check | Write-Offs | Mileage Validation | Ownership History | Full Report Price |
|---|---|---|---|---|---|---|
CarVeto | ✅ MOT, tax, insurance | ✅ Experian | ✅ Cat A–N | ✅ DVLA + BVRLA + RMI | ✅ DVLA keeper transfers | £12.90 |
HPI Check | ❌ | ✅ Included | ✅ Included | MOT only | ❌ Keeper count only | £9.99 - £19.99 |
RAC | ❌ | ✅ Included | ✅ Included | MOT only | ❌ Keeper count only | £14.99 |
AA | ❌ | ✅ Included | ✅ Included | MOT only | ❌ Keeper count only | £14.99 |
Why CarVeto Stands Out
Unlike HPI car check, AutoTrader and Experian, which restrict ownership history or mileage checks to higher tiers, CarVeto includes everything upfront.
What makes CarVeto the best-value HPI check:
- Compare once: All data in one report, no upsells
- Evaluate ownership transfers and timelines clearly
- Save money: £12.90 flat fee for full coverage
- Decide faster: Unique Pass / Warning / Fail risk scoring
- Trust data accuracy: Reports connect live to official networks
👉 CarVeto delivers the most complete vehicle check at the most transparent price — the cheapest full HPI check in the UK at £12.90
HPI FAQs
An HPI Check® is a vehicle history report that reveals hidden risks such as finance agreements, theft alerts, mileage fraud, or insurance write-offs.
HPI check® is the earliest Car Checking Service in the UK, established in 1930.
It connects to official UK databases in real time to confirm if a car is safe and legal to buy.
A car marked “HPI Clear®” has no outstanding finance, no theft markers, no write-off history, and no mileage discrepancies.
If a car is “HPI flagged,” it means one or more risks were detected.
Yes. The Free HPI Check shows MOT history, tax class, registration details, insurance confirmation (askMID), and CO₂ emissions, without requiring login or payment.
The Platinum HPI Check costs £12.90 and includes 50+ checks across finance, theft, ownership, mileage, and accident history.
Conduct a CarVeto Car Reg Check now.
CarVeto connects to trusted UK networks, including:
- DVLA records
- Police theft systems
- Experian finance register
- Insurace write-off logs (MIAFTR)
- National mileage databases (BVRLA, RMI)
- askMID Motor Insurance Bureau (MIB)
These are the same sources relied upon by UK dealers and insurers.
Most records update within 72 hours. Some updates, like finance settlements or insurance claims, can take up to 30 days.
CarVeto connects live to UK databases, so your report reflects the most current available data.
No. Individual keeper details are private. CarVeto provides detailed Car Ownership History, such as the number of previous keepers, transfer dates, and DVLA region.
Learn more about the Date of Change of Ownership.
Yes. Trade accounts get bulk vehicle checks, Experian-powered finance data, and dealer tools via the CarVeto Trade platform.
CAP HPI® is a vehicle data and valuation provider used mainly in the motor trade.
CarVeto uses similar data pipelines but provides consumer-ready reports with clearer risk scoring.
Government sites like the DVLA Car Reg Check and MOT service only confirm tax and test status.
CarVeto extends this with theft alerts, finance status, mileage verification, and ownership history.
No. There is no official “Gov HPI check.” Government services confirm MOT and tax only. A full HPI-style check requires third-party providers like CarVeto.
Yes. The Platinum HPI Check shows accident history using official write-off categories (Cat A, B, C, D, S, N) and salvage auction records.
These flag major damage, even if the car wasn’t officially written off. For deeper insight, use our dedicated Car Write-Off Checker.
Yes. Mileage History is verified across DVLA MOT logs, BVRLA lease records, and RMI service history.
Anomalies such as rollback are flagged clearly.
CarVeto provides the lowest verified cost for a full HPI-style check at £12.90.
Unlike other providers, the Platinum check includes all features upfront with no upsells.
A car text check is a mobile service where you send a vehicle registration by SMS to receive basic details, including a Make and Model Check with MOT, and tax status.
While quick, it is limited compared to a full HPI check, which covers finance, theft, mileage, and ownership history.
Run a Free HPI Check or Upgrade for Complete Vehicle History
Buying a used car should never be a gamble. With CarVeto, you can start with a free HPI check to confirm MOT, tax, emissions, and insurance instantly.
When you’re ready to commit, upgrade to the Platinum HPI Check for complete peace of mind.
It reveals hidden financial, legal, and mileage risks, including outstanding finance, theft alerts, write-offs, and ownership history.
CarVeto is powered by the same official records trusted across the UK motor trade.
Why Buyers Trust CarVeto
- Lowest verified cost: £12.90 for the UK’s most complete HPI-style check
- Trusted data sources: Government, police, insurer, and finance networks
- Fast delivery: Reports generated in under 10 seconds
- Clear results: Each risk scored Pass, Warning, or Fail for instant clarity
- Proven trust: Used by more than 5 million UK drivers and traders
🔎 Enter a registration now to run your free CarVeto HPI Check.
Avoid the hidden risks that cost buyers thousands every year.